Pick you ideal stokvel

Below you have two options. One option is for a ROSCA. The second option is for an ASCA. ROSCA stands for Rotating Savings and Credits Association, it is ideal for Residents who expect a rotating stokvel with payments going to a different Resident each 15th of each month.

An ASCA is an Accumulating Savings and Credits Association, unlike the ROSCA, it is meant for long term commitments. ASCA stokvels don't make pay outs to Residents on a 15^th basis, instead pay outs are done all at once on the agreed date from Residents

You are allowed to sign up for both types of stokvels